Privacy Policy

Last updated: July 13, 2026

Welcome to the Privacy Policy of Healthy Kiwi. The privacy of our website visitors is very important to us, and we are committed to safeguarding it. This policy explains what we will do with your personal information.

Healthy Kiwi ("our Website") is owned and operated by us ("we", "us", or "our"). This policy applies to every page and every form on https://healthykiwi.com. Questions go to [email protected].

1. Types of Personal Information That Might Be Collected

When you visit our Website, the following types of Personally Identifiable Information about you may be collected:

your IP address;
your operating system and the browser software used to access our Website;
other information, as explained in Section 5 (With Whom We Share Information) below; and
in the event you contact us by email, we may keep a record of that correspondence; such record may include, apart from your email address, the Personally Identifiable Information that you include in the communication.

Some of this data is collected by Our Partners (as explained in Section 5).

If you wish to register on our Website in order to receive our subscription-based services, we will ask you to provide the following data:

your email address;
your name.

We never sell, rent, or share your email address with third parties. Healthy Kiwi and Foroveta are operated by the same company and share a single newsletter list, as described in Section 3.

2. Ways Personal Information Might Be Used

Use of Personal Data by Us. We collect and use your Personally Identifiable Information for the following legitimate business purposes of Healthy Kiwi:

to carry out general data analysis and to administer our Website;
to generate statistics and measure web traffic and the popularity of specific areas of our Website;
to identify usage trends and develop our business activities;
to build higher-quality services by performing statistical analyses of the collective characteristics and behavior of our users;
to improve or modify our Website and develop new services and functionality;
to comply with applicable legal requirements, legal process and relevant industry standards, and to satisfy requests by governmental and supervisory authorities; and
to identify and prevent fraud.

Additionally, if you choose to register on our Website in order to receive our subscription-based services, your Personally Identifiable Information will be used in order to communicate with you.

If, at any time, you decide to unsubscribe from receiving future emails, detailed unsubscribe instructions are displayed at the bottom of each email.

Use of Personal Data by Our Partners. Our Partners (as explained in Section 5, With Whom We Share Information) may collect and use your Personally Identifiable Information to tailor the content that advertisers display to you, including building relevant data segments based on what you click and view and when or how many times you have viewed it. For these purposes, they use information collected by technologies such as pixel tags or cookies to improve the services provided by third-party advertising companies, which include Google. The list of Google partners can be viewed at Google partner sites.

3. Email Newsletters and Marketing Communications

3.1 Who Sends Your Newsletter

Healthy Kiwi (healthykiwi.com) and Foroveta (foroveta.com) are sister publications operated by the same company and the same editorial team. They share a single newsletter subscriber list.

When you subscribe through either website, you are subscribing to one newsletter that includes articles from both publications. Links in your newsletter may take you to either healthykiwi.com or foroveta.com. Because both websites are operated by us, this is not a transfer of your information to a third party.

3.2 What You Will Receive

Our newsletter covers personal finance and money topics, including:

Personal finance, including saving, budgeting, and everyday money management;
The economy and how it affects your household;
Investing, retirement, and long-term planning;
Ways to earn more and practical, real-world money advice.

You will usually receive one email per week.

Our newsletter is editorial content supported by advertising. We do not sell insurance, financial products, or any other product or service, and we do not generate or sell sales leads.

We are an independent publisher. We are not affiliated with, endorsed by, or connected to the Social Security Administration, the Centers for Medicare & Medicaid Services, or any other government agency.

3.3 How We Obtain and Record Your Consent

We use confirmed opt-in. After you submit the signup form, we send a confirmation email to the address you provided. You are added to our list only after you click the confirmation link in that email.

For each subscriber we record: the email address and first name you provided, the date and time of signup, the IP address used, the browser user agent, the page you subscribed from, and the date and time you confirmed. We retain these records as evidence of your consent for as long as you remain subscribed and for a reasonable period afterwards.

3.4 Service Providers Who Process Newsletter Data

We use third-party service providers to manage subscriptions and deliver email, including AWeber (subscription management) and Amazon Simple Email Service (email delivery). These providers process your data on our instructions and are not permitted to use it for their own purposes.

3.5 How to Unsubscribe

Every email we send includes a one-click unsubscribe link in the footer, and supports one-click unsubscribe directly from your email client. Unsubscribe requests are processed immediately and automatically. No login, account, or explanation is required, and we never charge a fee.

When you unsubscribe, we add your email address to a permanent suppression list. We keep this record specifically so that you are never contacted again. It is retained for suppression purposes only and is never used for marketing.

3.6 We Do Not Sell Your Email Address

We do not sell, rent, trade, or share your email address with third parties for their own marketing purposes. We do not send dedicated promotional emails on behalf of third-party advertisers.

3.7 Compliance

Our email practices comply with the CAN-SPAM Act of 2003. Every email we send includes our valid physical postal address, accurate sender and subject line information, and a working unsubscribe mechanism.

Our physical postal address is:

Healthy Kiwi, 1200 Market Street, Suite 410, Wilmington, DE 19801, United States

3.8 Questions

For any question about your newsletter subscription or your data, please contact us at [email protected].

4. What You Agree to by Using Our Website

We will ask for your consent and agreement that we may collect and use your Personally Identifiable Information in accordance with this Privacy Policy, and as permitted or required by law. You are free to refuse to give consent or to withdraw the consent that you had given. Please note, however, that if you refuse or withdraw your consent some of the features available on our Website may not be available to you. Please note that we may also rely on legitimate interests or fulfillment of a contract to continue processing your Personally Identifiable Information. Consent can be withdrawn at any time by returning to this page and updating your cookie and consent preferences.

If you decide to register on our Website in order to receive our subscription-based services, by submitting any Personally Identifiable Information to us, you are giving consent and agreeing that we may collect and use all Personally Identifiable Information that you submit in accordance with this Privacy Policy and as permitted or required by law. If you do not agree with these terms, please do not provide any Personally Identifiable Information to us.

Before using Personally Identifiable Information for a purpose other than any of the purposes set out in Section 2 (Ways Personal Information Might Be Used) we will request your explicit consent.

5. With Whom We Share Information

Except as set forth in this Policy or as explicitly agreed by you, we will not disclose any of your Personally Identifiable Information. In addition to the other uses set forth in this Policy, we may disclose and otherwise use Personally Identifiable Information as described below.

Our Partners. We allow third parties, including carefully selected ad networks and business partners ("Our Partners"), to display advertising on our Website. Our Partners may collect, use and share your information to make or help us make predictions about your interests, and may provide you with offers, promotional materials, and advertisements. Our Partners may also collect certain information related to your device attributes and traffic/session information. Our Website permits Our Partners to collect your Personally Identifiable Information to provide personalized advertising to you.

Service Providers. Your information may be collected by entities that provide services to us, including companies that deliver web analytics, data processing, advertising, email distribution, and other services.

Other Parties (when required by law or as necessary to protect our services). We may disclose your information (including Personally Identifiable Information) to other parties in order to:

protect our legal rights or property, and the sites or services we work with;
protect the rights, safety and security of our users, ourselves, or any other person or entity;
prevent fraud (or for risk management purposes); or
comply with applicable legal requirements, legal process or a request for cooperation by a governmental or supervisory authority, whether or not legally required.

Other Parties (in connection with transfer of assets). If we make a sale or transfer of assets, or are involved in a merger or transfer (or due diligence related to such a transaction), or in the unlikely event of bankruptcy, we may transfer your Personally Identifiable Information as part of that transaction.

Use for Analytical and Ad Serving Purposes. We use standard industry tools, such as Google Analytics, to collect information about the use of our Website, such as how often you visit and which sites you visited before reaching us. We use this information to improve our Website. These analytical tools collect only the IP address assigned to your device and your browser settings at the moment you visit, rather than your name or other identifying information.

We also use standard industry tools, such as Google Ad Manager / DoubleClick for Publishers operated by Google, to place and manage personalized advertising on our Website. These tools use cookies to target advertising that is relevant to you and to avoid showing ads you have already seen. Cookies themselves contain no Personally Identifiable Information; they relate to your web activity rather than your identity.

Our Website also relies on common industry tools such as Google Display Network Impression Reporting and Google Analytics Demographics and Interest Reporting to understand the composition of our audience in terms of age and interests. You may, at any time, opt out of Google Analytics tracking by installing the Google Analytics Opt-Out Browser Add-On. You may also opt out of ad serving through Google's opt-out page.

The privacy aspects of Google products, including Google Analytics and Google Ad Manager, are covered by the Google Privacy Policy. We never combine information collected through Google Analytics with any other Personally Identifiable Information.

6. Cross-Border Transfer of Information

We may maintain servers and systems in more than one country. In the event of transfer and processing of your Personally Identifiable Information outside the EEA for the purposes described above, we will ascertain that the information receives the same level of protection as if it remained within the EEA, including by entering into data transfer agreements using the EU Commission-approved Standard Contractual Clauses, or by relying on the EU-US Data Privacy Framework, the UK Extension to the EU-US Data Privacy Framework, or the Swiss-US Data Privacy Framework.

7. How We Keep Your Information Secure

We use commercially reasonable physical, electronic, and procedural safeguards to protect your Personally Identifiable Information from loss, misuse, and unauthorized access, disclosure, alteration, and destruction in accordance with the requirements of applicable laws. No method of transmission over the internet is perfectly secure.

8. Use of 'Cookies'

We also use (or may use) 'cookies' when you visit our Website. For more information on our use of cookies, please refer to our Cookie Policy.

9. Use of Information for Personalized Advertising

The information collected by Our Partners is used to analyze trends, understand user activities, and gather demographic information to enable, manage and develop their personalized ads and related services. To do this, Our Partners use technologies such as cookies and web beacons to collect information about your interaction with our Website and third-party websites. This type of information does not identify you personally and is typically aggregated with other data to create segments — groups of users and general interest categories inferred from a range of factors.

Our Partners may also use the information collected from these cookies or similar technologies for a variety of other purposes, including:

in conjunction with advertising that appears on other third-party websites;
to measure the effectiveness of web-based and email advertisements; and
for reporting website traffic, statistics, advertisement data, and other interaction with ads.

Our Partners retain your information in accordance with their legitimate business purposes for processing. Thereafter, the information is removed, archived for restricted legitimate interests, or anonymized.

10. Google AdSense and Third-Party Advertising

We use Google AdSense, an advertising service provided by Google, to display ads on our Website. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to our Website and other websites on the Internet.

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our Website or other websites.
Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings.
You may also opt out of a third-party vendor's use of cookies for personalized advertising by visiting aboutads.info/choices (US) or youronlinechoices.eu (EU).
For more information about how Google uses data, see Google partner sites.
For information about Google's advertising cookies and technologies, see Google advertising technologies.

If you are located in the European Economic Area, the United Kingdom, or Switzerland, we obtain your consent before serving personalized ads through a Google-certified Consent Management Platform, in accordance with Google's EU User Consent Policy.

11. Retention of Personal Information

If you reside or are located in the EEA, your Personally Identifiable Information will be stored for no longer than necessary for the purpose for which it was collected. The length of time it is retained depends on the purpose for which it was collected and/or as required to comply with applicable laws and to establish, exercise or defend our legal rights.

12. Your Legal Rights

You have certain rights in relation to your Personally Identifiable Information. Depending on the jurisdiction, you have the right to request that we:

provide access to any Personally Identifiable Information we, or Our Partners, hold about you;
update any Personally Identifiable Information which is out of date or incorrect;
delete any Personally Identifiable Information which we, or Our Partners, are holding about you;
object to certain means of processing (e.g., opt out of marketing communications);
restrict the way in which we process your Personally Identifiable Information;
provide your Personally Identifiable Information to a third-party service provider; or
provide you with a copy of any Personally Identifiable Information which we hold about you.

To exercise any of these rights, email [email protected]. We respond within 30 days.

13. Children's Privacy

No part of our Website is directed to children or minors under the age of 18, and we do not knowingly collect Personally Identifiable Information from anyone we know is under 18 years of age. If you are under 16 years of age (unless a lower age threshold between 13 and 16 applies in your country), please do not use or access this Website, or ask your parents for permission before using our Website or sending any information about yourself over the Internet. We will take appropriate steps to delete any Personally Identifiable Information of persons under the applicable age that has been collected on our Website without verifiable parental consent upon learning of its existence.

14. Your California Privacy Rights

Under the California Consumer Privacy Act of 2018 (CCPA), California residents are entitled to request more details about the categories or specific pieces of personal information we collect, use, disclose and "sell" (under the CCPA, "sale" is broadly defined and may include allowing third parties access to information like cookies, IP address, and geolocation, which allow us to personalize your experience and deliver relevant content, offers and ads), to delete their personal information, to opt out of any "sales" that may be occurring, and to not be discriminated against for exercising these rights.

In the past 12 months we collected, disclosed and "sold" the following personal information to our business partners for the purposes described below:

What type of personal information	Collected	How we get it	We may use, disclose and "sell" it	To whom
A. Identifiers, including cookies, IP address, email address, account name	Yes	From you	To process your requests for products/services and/or information, to communicate with you, to improve our services, for the administration and protection of our business, and to comply with applicable law.	Service providers, our business partners.
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).	No
C. Protected classification characteristics under California or federal law.	No
D. Commercial information.	No
E. Biometric information.	No
F. Internet or other similar network activity.	Yes	From you and your device	To personalize your experience and deliver relevant content, offers and ads through our Website and third-party sites.	Service providers, our business partners.
G. Geolocation data.	Yes	From you	To personalize your experience and deliver relevant content, offers and ads through our Website and third-party sites.	Service providers, our business partners.
H. Sensory data.	No
I. Professional or employment-related information.	No
J. Non-public education information (per FERPA, 20 U.S.C. § 1232g, 34 C.F.R. Part 99).	No
K. Inferences drawn from other personal information.	Yes	From you and your device	To personalize your experience and deliver relevant content, offers and ads through our Website and third-party sites.	Service providers, our business partners.

If you are a California resident you may request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions, by contacting us at [email protected] or by submitting a written request to Healthy Kiwi, 1200 Market Street, Suite 410, Wilmington, DE 19801, United States. We will verify your request using the information associated with your account, including your email address. Government identification may be required. You can also designate an authorized agent to exercise these rights on your behalf.

You may also request to opt out of the "sale" of your personal data. The CCPA broadly defines "sale" and it may include allowing third parties access to information like cookies, IP address, and geolocation, which allow us to personalize your experience and deliver relevant content, offers and ads. If you would like to opt out, contact us at [email protected]. You have the right not to be discriminated against for exercising any of your CCPA rights.

California's "Shine the Light" law (Civil Code § 1798.83) permits California residents to request certain information about our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, email [email protected] or write to us at the postal address above.

15. UK and EU Users: International Transfer of Your Personal Data

When we process your personal data within Healthy Kiwi, we will do so in the countries in which we or our service providers operate. We have put controls in place (including standard contractual clauses approved by the European Commission) to ensure that your rights continue to be protected.
Third parties with whom we share your data may be based outside the EEA, and their processing of your personal data may involve a transfer of data outside the EEA. For more information, please refer to the privacy policy links for such third parties in our consent management platform.
Our agreements with those third parties include Commission-approved standard contractual clauses and otherwise make clear the standards we expect of them in order to safeguard your information and your legal rights.

16. Questions, Suggestions and Complaints

If you have any privacy-related questions, suggestions, unresolved problems, or complaints, you may contact us at [email protected].

If you reside or are located within the EEA, we request that you please attempt to resolve any issues related to your Personally Identifiable Information with us first. You may also make a complaint to the supervisory authority for data protection in your country of residence (such as the UK Information Commissioner's Office for the UK), or seek a remedy through local courts if you believe that your rights have been breached.

17. External Links

Our Website may display links to websites of third-party content providers, other than Our Partners. We do not disclose your Personally Identifiable Information to third parties, other than Our Partners, without obtaining your consent. We do not endorse and are not responsible for the privacy practices and content of such third parties. Once you leave healthykiwi.com, their policies apply, not ours. We encourage you to review their privacy policies.

18. Changes to This Policy

We review and evaluate this Policy periodically in light of changing business practices, technology and legal requirements. As a result, this Policy will be updated from time to time. Any such changes will be posted on this page and are effective immediately upon posting. Material changes are announced in the newsletter.

19. Contact Us

If you have any questions or concerns regarding this Policy, our privacy practices, or to exercise your rights, please contact us by email at [email protected].

Last updated: 30 July 2026.